Chase Student Loans

Chase offers both federal student loans and private student loans.* A student loan from Chase can help you cover the cost of tuition and other college expenses. With our Student Loan Profiler you can determine which type of college loan is right for you and then apply online. Applying online for a student loan is quick, easy and secure.           

Remember, when it comes to student loans you should borrow wisely. Just because you may qualify for a certain amount, doesn’t mean you need to take out a student loan for that much. Only borrow what you need.

Federal Student Loans

Chase Student Loans offers federal Stafford and PLUS student loans. The Federal Stafford Loan is the largest and most commonly used federal student loan for funding undergraduate and graduate college education. The federal PLUS loan program is available for parents and graduate students.

Stafford loans are low interest rate loans that can either be subsidized (the government pays the interest while the student is in school, during grace and approved deferment periods) or unsubsidized (the student pays all the interest, although payments can be deferred until after graduation).

Parents and graduate students should consider PLUS loans as another option when paying for college. Like Stafford loans, PLUS loans have low interest rates and student loan payments can be deferred until after graduation. 

Private Student Loans

When federal aid, scholarships and grants aren’t enough to cover all your education-related expenses, Chase private student loans are also available. Private student loans can help pay for your college education needs—from undergraduate school through graduate school.

Private student loans can be used to cover tuition, living expenses, books and even a computer. Make sure you’ve exhausted all other forms of financial aid before taking out a private student loan.

Although a cosigner is not necessary to apply for a private student loan, adding a cosigner may help you get lower interest rates on your private student loans.

*Important information: As students determine the best way to finance their education, they should consider the full range of student financial aid options available. Private loans can be used when federal loans, grants and other forms of financial aid are not sufficient to cover the full cost of education.

Chase services its private student loans and does not sell them to another lender.

Chase student loans are subject to credit approval, receipt of a completed and signed Application/Promissory Note, verification of application information and verification of student's enrollment at a participating school.

This information was current as of 04/01/2009 and is subject to change. Contact Chase for the most up-to-date terms.