Student Loan Consolidation Program | Federal Student Loans | Private Student Loans

Federal Student Loan Services

Federal Student Loans

Federal student loans are the largest source of around. They have very attractive terms when compared to most other borrowing options — such as lower interest rates, subsidized interest possibilities, options to postpone payments, longer repayment terms, easier credit requirements, etc. You will need to complete the Free Application for Aid (FAFSA) before you can apply.

Benefits:

Usually have lower interest rates
Often include federally-subsidized interests
Provide options to postpone payments
May have a longer repayment term
Offer easier credit requirements
Generally require completion of FAFSA
Usually require school certification
May offer borrower benefits in the form of interest rate discounts or rebates

Federal Student Loan Types:

Federal Stafford
Parent (PLUS)
Chase Grad PLUS

Federal Stafford Loans

Chase is a national leader in the Stafford program and has provided billions of dollars of Stafford to both undergraduate and graduate . Each year, thousands of choose us for their Stafford because they depend on us to provide the following:

Trust -- As one of the nation’s leading financial institutions, Chase is a company you can trust.
Convenience -- We offer a quick, easy application process – either online or by phone.
Expertise -- Our team includes highly-trained and knowledgeable service representatives who can provide you with professional advice and assistance throughout the process.
Savings -- We offer industry-leading borrower benefits, potentially saving you thousands in interest payments over the life of your ¹.
Security -- Your sensitive financial information is secure with Chase.
Value -- ZERO ORIGINATION FEES – Chase does not charge its Stafford borrowers an origination fee, making more funds available when it is most needed.

Parent (PLUS) - Federal Student Loan Program

The federally sponsored PLUS is a low interest for parents of undergraduate, dependent . With a Parent PLUS , you can fund the entire cost of your child's education (minus other financial aid) and defer payments until after they graduate.

PLUS are a great way to help your son or daughter finance the education they need.

Consider the following consumer-friendly features of a PLUS :

PLUS have no income or collateral requirements.
Flexible repayment options offer you a wide variety of choices.
Interest may be tax-deductible.1
There is no prepayment penalty.
You can defer your payments for up to 60 months while the is still in school.

Obtaining your PLUS through Chase is the right choice:

As one of the nation’s leading financial institutions, Chase is a company you can trust.
We offer a quick, easy application process – either online or by phone.
Our team includes highly-trained service representatives who can advise and assist throughout the process.
We offer industry-leading borrower benefits, potentially saving you thousands in interest payments over the life of your . ¹
We provide exceptional security for your personal information.

Private Student Loans

Private Student Loans: Get the money you need for school expenses

Private (also know as alternative ) can help you pay for college expenses not covered by scholarships, grants or other forms of financial aid. often provide critical assistance when , grants and other forms of financial aid are not enough to cover the full cost of higher education.

Education Loans

Education One is an unsecured consumer education (also referred to as a private student loan or alternative loan) for all of your education needs—from K-12 through graduate/professional school.

As you determine the best way to finance your college education, you should consider the full range of financial aid options available. Private , like the Chase Private , can be used either alone or when , grants and other forms of financial aid are not sufficient to cover the full cost of higher education.

¹ Subject to terms and conditions. Contact Chase for details.

Student Loan Consolidation | Federal Student Loans | Private Student Loans

Federal Student Loan Services