Federal Student Loans | Private Student Loans | Student Loan Consolidation Program

Federal Student Loan Services

Federal Student Loans

Federal student loans are the largest source of student loans around. They have very attractive terms when compared to most other borrowing options — such as lower interest rates, federal subsidized interest possibilities, options to postpone payments, longer repayment terms, easier credit requirements, etc. You will need to complete the Free Application for Federal Student Aid (FAFSA) before you can apply for federal student loans.

Federal Student Loans Benefits:

Usually have lower interest rates on federal student loans
Often include federally-subsidized interests
Provide options to postpone payments
May have a longer repayment term
Offer easier credit requirements
Generally require completion of FAFSA
Usually require school certification
May offer borrower benefits in the form of interest rate discounts or rebates

Federal Student Loan Types:

Federal Stafford Loans
Parent (PLUS) Loan
Chase Grad PLUS Loan

Federal Stafford Loans

Chase is a national leader in the Stafford loan program and has provided billions of dollars of Stafford loans to both undergraduate and graduate students. Each year, thousands of students choose us for their Stafford loans because they depend on us to provide the following:

Trust -- As one of the nation’s leading financial institutions, Chase is a company you can trust.
Convenience -- We offer a quick, easy application process – either online or by phone.
Expertise -- Our team includes highly-trained and knowledgeable service representatives who can provide you with professional advice and assistance throughout the process.
Savings -- We offer industry-leading borrower benefits, potentially saving you thousands in interest payments over the life of your loan ¹.
Security -- Your sensitive financial information is secure with Chase.
Value -- ZERO ORIGINATION FEES – Chase does not charge its Stafford borrowers an origination fee, making more funds available when it is most needed.

Parent (PLUS) Loan - Federal Student Loan Program

The federally sponsored PLUS loan is a low interest student loan for parents of undergraduate, dependent students. With a Parent PLUS loan, you can fund the entire cost of your child's education (minus other financial aid) and defer payments until after they graduate.Graduate/Profssional students should look into the Grad PLUS loan program.

Private Student Loans

Private Student Loans: Get the money you need for school expenses

Private student loans (also know as alternative student loans) can help you pay for college expenses not covered by scholarships, grants or other forms of financial aid. Private student loans often provide critical assistance when federal student loans, grants and other forms of financial aid are not enough to cover the full cost of higher education.As you determine the best way to finance your college education, you should consider the full range of student financial aid options available. Private student loans, like the Chase Private Student Loan, can be used when federal student loans, grants and other forms of student financial aid are not sufficient to cover the full cost of higher education.

Education Loans

Education One is an unsecured consumer education loan (also referred to as a private student loan or alternative loan) for all of your education needs—from K-12 through graduate/professional school.

Student Loan Consolidation | Federal Student Loans | Private Student Loans